Financial Options

For our self-pay patients, we offer a selection of plans, to make our assisted reproduction services as accessible as possible. We are happy to provide financial consultations in our office, by telephone or via e-mail to accommodate your schedule.


Via our partnership with fertility financing specialists CapexMD, we are pleased to offer our patients the most comprehensive financing options available, with customized loan programs to meet their individual needs and help ease the financial stress of treatment.

CapexMD specializes in providing patient financing services for all fertility treatment options. With their easy loan process and competitive rates, CapexMD ensures the financial aspects of treatment are not an obstacle to achieving your dream of a family. CapexMD offers a wide variety of loan options, allowing you to attain the necessary financing required to make your treatment affordable, including financing for Fertility Medications and Genetic Testing if necessary. Each loan program is designed to fit your individual circumstances and once approved, their Fertility Loan Specialists will work closely with Fertility Center of Miami to ensure your funds are secured prior to the commencement of your treatment.

Apply online and receive your pre-approval within hours! You can also call 888.497.8414 to learn more about financing for your treatment plan.

For additional information on our different plans, please contact our office, ext. 1006.


ARC Fertility Financing

ARC Fertility Financing helps with the financial burdens related to the cost of IVF treatments.

ARC works with established and reputable lending partners who know the unique needs of couples facing infertility. This helps make infertility treatment more affordable through an extended payment program and allows you to make manageable monthly payments.

ARC is the nation’s largest network of fertility specialists in the US. It is a patient-focused organization that has helped thousands of patients. ARC is committed to making the cost of fertility treatments predictable and affordable.

ARC Fertility offers attractive financing options to overcome financial barriers and assist you in proceeding with care. The ARC affordable payment plans are offered with any ARC packages and (FlexCare) can be utilized for any additional services at your clinic. You can also bundle your discounted fertility medications and/or PGS testing into the same loan for one monthly payment. Contact the ARC Patient Services Team to get started: 888-990-2727

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Making Miracle Babies

The Making Miracle Babies Fertility Fund is a program established in partnership with the Greater Miami Jewish Federation and the Hebrew Free Loan Association (HFLA) of South Florida. Through the HFLA, the fund provides interest-free loans of up to $18,000 to first-time Jewish would-be parents living in Miami-Dade County. Loan recipients will have three years to pay back their loans in full. Each repaid loan will make dollars available for other hopeful parents.

Please click to download the application from Hebrew Free Loan Association of South Florida, Inc. website for more detailed information and requirements on this new financial assistance program.


Lending Club

Flexible payment plans offered through Lending Club Patient Solutions can help make your fertility treatment more affordable.  With the plans, you may finance your entire fertility treatment, including related medications, genetic testing and egg freezing services with one loan.  Calculating your potential monthly payment is easy.  Simply complete a short application for an initial review of options with no impact to your credit score.

Click here for Online Application.

Click here for Payment Calculator.


Ally Lending

We understand how personal this journey can be. That’s why we partner with your Ally Lending fertility care provider to offer affordable fertility financing solutions, making it easier for you to focus on your path to parenthood.

We have you covered every step of the way by financing the cost of your IVF treatment, medication, genetic testing, and more.

• Prequalification with no credit impact
• Choose from 24-84-month loan options with flexible payment terms
• Annual percentage rates (APRs) starting at 3.99%, one of the lowest in the industry. Our full range is 3.99-21.99%.
• Wide range of loan amounts ($750-$40,000)
• No application fee, down payment, or penalty to pay off early
• Contact our Dedicated Fertility Team at 1-877-278-0919 or
• Visit to explore your options
• To apply, please call 877-278-0919, or click this link.


Future Family

Future Family is the smart way to pay for fertility treatments. Our company was founded by Claire Tomkins (who personally went through IVF) with the goal of supporting fertility patients on their journey.
Our customized loans are designed to save you time and money, and we work with the Fertility  Center of Miami to combine all of your treatment costs into one easy monthly payment. With our loans, you also enjoy on-demand fertility coaching support from Registered Nurses, who are here to answer any questions you may have.

Benefits of a Future Family fertility loan:
• Low-interest rates
• No prepayment penalties
• Funding of up to $50,000 in less tan 48 hours
• Loan personalized to your specific needs and treatments
• Treatment costs simplified down to one easy payment
• Bill pay management
• Personalized on-demand support from Fertility Coaches
• Medication training, onboarding and Q&A sessions as part of your coaching package
• Financing options to include a friend or family member

Prequalifying is easy. It takes less than 2 minutes and won’t impact your credit score.
We look forward to helping you with your fertility journey.
To learn more and apply, visit us at Future Family today.

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Meet PatientFi. We remove cost barriers by offering friendly monthly plans so more patients can access life-changing fertility care. With no hard credit checks, zero interest options, flexible funding, and extended terms, PatientFi is committed to helping more patients receive the treatments they need.

Stress-Free Financing For All of Your Fertility Care Needs:
• Promotional no-interest and fixed-rate plans with friendly APRs starting as low as 6.99%, flexible funding up to $40k, and terms up to 84 months.
• Apply in seconds and get approved instantly, with no hard credit checks, hidden fees, or gotchas in the fine print.
• Fully digital line of credit you can spend up to your limit, pay it down on friendly monthly amounts, and repeat–without having to reapply.
• Dedicated on-call support to ensure a 5-star experience.

Apply here

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